- All your finances in one place
- Improve your financial picture
- Understand your spending
- Get a desktop glance at the information you need most
- Improve your investment strategy with help from the experts at MSN Money
Product Description
Item #: 28830F. Improve your financial picture with the one-stop solution! Microsoft Money Plus Deluxe automatically consolidates your online accounts in one place, now with Insights – smart tools that let you manage finances from your desktop! Get all the timesaving features of Money Essentials, plus more powerful tools. Product Description
Microsoft Money Plus Deluxe – complete package
Category: Business applications
Subcategory: Business – commerc… More >>
#1 by Dubbie on November 3rd, 2010
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I tried upgrading from Quicken 2007 to Quicken 2008 and was unable to do so without errors that caused my new installation to give an error message, remove new changes, and stop the installation.
I called Quicken tech support and the guy in India (while nice) could only help me do the same things I’d already done and that did not work. After 2 tries, he said, “I don’t have any other ways to help you. Try calling Microsoft and see if they can help you. Here’s their 800 number . . . Goodbye!” He hung up on me.
I decided to download Money 2008 for their trial period. Money installed immediately and completely! It transferred my Quicken data accurately and fully. (I have used Quicken for at least 16 years and this was a “big” change for me.)
I ended-up purchasing Money – on-line – from Microsoft and making my full change to their financial software, within a week from trying Money 2008. I was VERY HAPPY with the way Money worked, its interface, and its various options. It was easy to change from Quicken!!
MOST OF ALL, I liked being able to get tech support from Money’s email help. My actual experience was to have an email within 4 hours, that included a name and phone number if I needed more help. (I had a small problem inputing my serial number because I had my system set to a larger than normal sized font. Money would not allow the necessary information for each spaced section. Their tech support wrote back to me with the help (answer) I needed – I had to reset the system font size to normal (which they told me how to easily do. My serial number information was immediately accepted with no problem. Now, I am the happy owner of Money 2008 and no longer an Intuit/Quicken user.
I must say, my only disliked feature of Money 2008 is it wants to send each electronic check I write for paying bills – individually, instead of allowing me to write all my checks and then send them at the same time.
I will take this problem – happily – since I now have updated financial software that is not “buggie” and with no tech support that actually helps me.
I am going to be a Money user from now on. I highly recommend Money 2008.
Rating: 4 / 5
#2 by Paul Beerkens on November 3rd, 2010
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I gave been using Money 2005 for a while and have not upgraded until now because nothing seems to have changed in the newer versions. A few weeks ago I got a message saying that on-line services were no longer supported for my version and I had to buy a new version to get it working again.
I did this and installed the new version. I was not able to tell that I had upgraded because I could not see any new features. I had to go to help about to check it this was really the new version running becuase everything else looks the same. The only new feature from my “three versions behind” version is that there are a couple of graphs that can be displayed outside money but I am not sure how much that will be used.
I was hoping that some of the bugs that have been in the system had been fixed but they have not. The one I dislike most is that it gets completely confused when you short sell stocks. When you close a short position it will add that as a cost next to your other expenses for the full purchase amount and it gets completely confused about your current position when downloading statements from your broker.
For me it was worth upgrading because now my automatic downloads from my bank is working again but there is really no other reason to buy this.
Rating: 3 / 5
#3 by anselor on November 3rd, 2010
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I’ve using Microsoft Money 2004 since it came out; and before that, I used Money 98. Money 2004 recently started warning me that Microsoft will no longer be updating its online synchronization capabilities so I downloaded the trial version of Money Plus Deluxe to try it out.
Money Plus supports automated downloading of bills for banks that, over the last few years, have stopped working with Money 2004. It seems to offer the same basic features as 2004, and I haven’t noticed any features that make this a better product. The interface has been tweaked slightly here and there. The one thing I liked is it clearly displays the bank’s balance next to the locally calculated balance for each account. Other than that, it seems to just be a change in the colors and icons.
This biggest change to me is that, unlike Money 2004, Money Plus rarely matches downloaded transactions correctly with existing hand-entered transactions, previously downloaded transactions, or pending bills in the Bills Summary screen. What this means is each time it performs an automated update with the bank, random entries are doubled and random bills are incorrectly matched to completely unrelated transactions. To correct this you have to unmatch transactions and change what they’re matched to. This wouldn’t be too bad, except each time you unmatch or change how a transaction is matched, Money will stop responding. If i check the Task Manager, it’ll show that Money is using 100% of the CPU time. I tried leaving Money running for a few hours when this happens to see if it will start responding again, but it never comes back. What this means is each time I sit down to update my accounts, I have to kill Money with the Task Manager 2 or 3 times for each transaction it matched incorrectly. I’ll often have to kill and restart Money 20+ times in a single session. While this has been excellent for helping me remember my password, it’s been less than helpful in assisting me in paying my bills and balancing my accounts.
I liked Money 2004 but, since they’re not supporting that version anymore and this new version doesn’t actually work, Microsoft is forcing us to switch to Quicken this year.
Rating: 1 / 5
#4 by William M. Damsgaard on November 3rd, 2010
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Regarding the Microsoft Purchase Agreement: I’ve been using Microsoft Money since 1995. My most recent version was 2005 – which I purchased 01/2005. I use each version until it expires and then use the trial version until it expires and then buy the new version. Similar to other popular money programs, Microsoft requires that you renew your lease of their money program every third year. If you do not renew, the online support of the program ends (minus one star).
Regarding the Program Functionality: If you’re an accountant, you will prefer Quicken. Quicken operates like a formal accounting software package (probably because it is) for people who know & prefer a formal journal entry approach. For the rest of us, there is Microsoft Money.
Money behaves more like a computerized checkbook and is set up to feel as if you are sitting at a kitchen table balancing your checkbook. Money also handles the monitoring of various investment funds for the average value investor (those who’s positions are long). Day traders, or short investors will not be happy with Microsoft Money because this program is not written for that type of strategy (although, I have shorted a few trades and didn’t have any problem with how the transactions were posted in reports since the gain/loss is for the most part the same as personal income/expenses when trading under a year).
So, keep in mind the type of approach you wish to take when choosing your financial software. I have been very satisfied with Microsoft Money over the years. And, over time, have been able to set up my categories and sub-categories to accurately accumulate year end reports making tax time a breeze.
Rating: 4 / 5
#5 by NW-woman on November 3rd, 2010
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I’ve been a MS Money 2000 user for a looooong time. For the past two weeks, I’ve been reading reviews as I worked toward making a decision re an upgrade. The reviews for 2005, 2006 and 2007 caused me to consider just sticking with 2000.
But, this evening, I decided to take the plunge and download the 60-day trial of Money Plus Deluxe.
So far, I am delighted! While I was fearful enough that I did not delete 2000 and backed up my two data files several ways, I discovered that the install was easy and the conversion of data files was perfect.
I like the new interface. In fact, I was as happy could be with the layout and look. I really wanted to use the budget feature as I have begun using the 60 percent committed/40 percent savings method. Again, I found myself smiling as I opened the budget and, without a hiccup, my income and expenses were converted to the 60/40 budget method.
I really am stunned at how easy things are — and that’s coming from someone who is not a Microsoft fan.
I’m still toying with this new software. So far, though, I’m VERY happy.
Rating: 5 / 5